Trusted by Canadians and Immigrants in British Columbia, Canada

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Our rates are designed to be budget friendly

Guaranteed, Fast and Affordable. Instant 3 Steps Approval.

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Services

It starts with a warm and open conversation

We're here to help you navigate your financial journey and provide personalized rate that will help you meet your budget.

In a simple three steps process, you get your money:

Fill out your application form

Credit experts will review your file

Once approved instant money in the bank

Let's Hear What Others Are Saying

The approval was quick, easy and painless

" Fast approval, competitive rates, and exceptional customer service. This lender made my loan process smooth and stress-free. Highly recommended for anyone seeking loan."

Very professional, helpful and friendly staff.

" When unexpected medical bills threatened us, N.I.D.M. Lending stepped in like a guardian angel. Thanks to their compassion and expertise, thanks God we're back on our feet."

Consistently exceeding expectations.

"They have provided tailored solutions with the same attentive service. Their team remembers my financial history, making each new application a breeze.

Really grateful I was given a second chance

" These folks are like your cool, financially savvy friends who always have your back. They hooked me up in no time. No hidden fees, confusing jargon and always hassle free."

You deserve affordable loan rate

Our experienced team will guide you through the approval process. Following our consultation, you'll feel more confident and optimistic about securing an affordable rate.

It's time for you to stop stressing and finally take controler over your finances forever. Talk to us right now.

Get started now

Our Services

Our company provides multiple services to help your financial situation now and in the future

Quick Loan One 31/64

Popular at 4 payments every 16 days in 64 days at 31% A.P.R.

Quick Loan Two 31/90

Popular at 6 payments every 15 days in 90 days at 31% A.P.R.

Quick Loan Three 31/120

Popular at 8 payments every 15 days in 120 days at 31% A.P.R.

Quick Loan Four

Why pay more if you can save more money for yourself.

Quick Loan Five

Why pay more if you can save more money for yourself.

Quick Loan Six

Why pay more if you can save more money for yourself.

How it works

The process is simple so you don't have to worry about anything

Apply

We start with your filling out your application and submit.

Approve

We approve your loan amount with affordable rate and payment schedules.

e-Transfer

Instant money is electronically transferred to your bank account.

Let's talk

About our company

By combining our expertise with a client-centric approach, we have built a reputation for excellence in financial assistance. Our track record of helping thousands of people achieve their financial objectives has solidified our position as a trusted loan provider in the community.

If you are ready to solve your financial problems, please contact us right now before it's too late!

Schedule a meeting

Frequently Asked Questions

+ How do I qualify to get N.I.D.M. Lending loan?

You need to be employed and maintain a bank account that receives direct deposits from your employer. You must have a check, an email address, a Meta account, and a phone number.

+ What are Payment Options?

Payments may be made by post-dated checks payable to the lender. e-Transfer with auto deposit enabled is required. Cash payments only when necessary. Auto-debit.

+ What is the Auto-Debit Procedure?

Sign and return N.I.D.M.’s Auto Debit Form after your bank sets up auto-debit from your payroll deposit account to enable automated payments. Digital copy is accepted.

+ What is Waiver and Disclaimer?

By signing, you consent to share personal, employment, and financial details with debt collectors, legal counsel, and credit bureaus if you default or miss payments.

+ What are the Payment Terms?

N.I.D.M. Lending has 31/64 which is 64 days at 31% A.P.R. in four (4) payments. There is a longer option which is 31/90 which is 90 days at 31% A.P.R. in six (6) payments.

+ What is Default / Debt Collection?

If the Borrower defaults (Default happens after repeated missed payments or when the borrower fails to make scheduled payments as agreed in the loan contract for an extended period, signaling a breach of the loan terms) on any obligation from the contract agreement, the Lender may declare the full amount due immediately by a 3rd party Debt Collection Agency.

+ What is the role of a guarantor?

A loan guarantor is a person or entity that agrees to take legal and financial responsibility for a borrower’s debt if the borrower fails to repay it. Guarantor can only guarantee one contract or loan at a time.

+ What is Prepayment / Rollover?

The borrower may prepay the loan without penalty at any time. A payment made in advance prior to the expiration of the current contract, does not qualify as a deferred payment attributable to the term of the subsequent contract. Issuance of a new loan to pay off existing one is not allowed. No borrower shall, at any given time to maintain or hold concurrent or simultaneous loans.

+ What is the best way to contact N.I.D.M.?

You can reach us at NIDM Support in Meta or Facebook Messenger. Please do not call us!

+ What is the hours of operation?

We are open 9:00 am to 9:00 pm PST Vancouver Time and we operate Monday to Saturday. We process loans during Sundays or Holidays on case to case basis only.

Your friendliest personal loan provider in British Columbia.

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About Services Testimonials

Contact:

[email protected] Tel: 672-982-8800